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Disability Insurance

It’s insurance that can help you maintain your lifestyle if you’re unable to work due to an illness or injury.

Who is this for?

Disability insurance is designed to help protect you and your family if you’re unable to work due to illness or injury and can no longer earn a regular income. It’s insurance you may need more than you think – in fact, research shows that an average of 1 in 3 people will be disabled for 90 days or more at least once before reaching age 65.*

At some point in your life, it’s possible you will be unable to work for a few weeks, months or even years. That could have an enormous impact on your financial situation and the lifestyles of those closest to you, including your spouse and children.

How will this help me?

If you’re unable to work due to a disability, after the waiting period is over you’ll receive a monthly payment. You can use this money to cover your ongoing expenses such as housing costs, utilities, car payments and groceries. This can help ensure you keep your plans on track to achieve your financial objectives.

In addition, because disability insurance can provide you with an income if you’re unable to work, you may be able to avoid using your retirement savings, allowing you to protect the nest egg you’ve worked so hard to build.


What else do I need to Know?

Adding to insurance you may already have

If you’re employed, there’s a chance you have disability insurance through your employer. However, it may not meet all your needs. Individual disability insurance can give you more control and flexibility compared to the plan you have with your employer, and it could protect more of your income.


The choice is yours

Individual disability insurance coverage allows you to choose from a range of options to determine how long you’ll need to wait before receiving your payments, the portion of your income you’ll receive and how long you’ll receive payments for.

  • Make Your Appointment Today

    Working with an advisor doesn’t have to be intimidating and shouldn’t be. We want to listen to your story and help you create your financial road map. We will keep you accountable and on track so that you can work because you want to, not because you have to.

    340 9th Ave N, Regina, Sk

    306.543.9222






  • Immediate Cash Needs
    Final expenses (to pay for funeral, taxes, etc. ($5,000-$20,000) Read more>>
    $
    Mortgage (to pay off the outstanding balance) Read more>>
    $
    Personal loans (to pay off loans, credit cards, etc.) Read more>>
    $
    Emergency funds (3-6 months’ salary) Read more>>
    $
    Children’s education fund ($10,000-$25,000 per year, per child) Read more>>
    $
    Income Replacement
    Emergency funds (3-6 months’ salary) Read more>>
    $
    For how many years? Read more>>
    yrs
    Assets and Insurance
    Savings (savings and investment accounts, RRSPs, TFSAs, etc.) Read more>>
    $
    Other assets (property, business, vehicles, etc.) Read more>>
    $
    Existing life insurance (including group plans, individual policies) Read more>>
    $
    Calculate Results
    Total Cash Needs

    $0.00
    ADD: Income Replacement Needs

    +$0.00
    SUBTRACT: Assets and Insurance

    $0.00
    EQUALS: Surplus
    =$0.00


  • Marketing Associate

    Working as veterinarian technologist for 10 years, made me realize that I take great pride in working in a team approach to help others. I’m a very organized person, with strong communication skills. I enjoy meeting people and making sure everyone feels welcome. Family is very important to me, so working at Zaba Financial Group is a great fit for myself and my family.

  • Financial Security Advisor, Vice President​

    I started my career as a financial advisor in 2012 at the age of 23. In January, 2014 I started a 3 year process working towards achieving my C.F.P. (Certified Financial Planner) designation.

    In my previous career I was a golf professional at local Regina clubs. My experience as a golf professional helped me realize my desire and determination to help others. I carry these values into my practice as a financial advisor.

    I also sit on the board of directors in the Regina Rotary Club, part of Rotary International. Our club standard is “Service above Self”. I take great pride in being a member of Rotary because it allows me the opportunity to get involved in the Regina community.

    The aspect that I enjoy most about being a financial advisor is that every client situation, and therefore plan, is unique. I have the pleasure of listening and understanding my clients’ goals and values and become a part of their financial success.

  • Financial Security Advisor, Vice President​ CHS

    I started my career as a Financial Security Advisor in 2007 at the age of 22. I currently hold a CHS designation (Certified Health Insurance Specialist) and I’m near completion of the CFP designation (Certified Financial Planner). I will continue to educate myself to better serve my current and future clients.

    I have the privilege of enjoying my life with my wife Christina and our two children Ashton and Brooklyn. I take pride in being able to participate as a coach for their respective soccer teams as I’m needed.

    I’m a board member of the South Saskatchewan Advocis chapter. Advocis is our national association for financial advisors in Canada. Through Advocis, I have the privilege of being the chair for the 65 Roses Golf Tournament benefiting the Cystic Fibrosis Foundation. Since golf is a passion of mine, I feel this is a natural fit for me to contribute to a great cause.

    What I enjoy most about being a Financial Security Advisor is helping to bring peace of mind to my clients and their families through risk management.

  • Brian Zaba: Certified Financial Planner, President​ ​B. Admin, CLU, CFP, CH.FC.

    I graduated from the University of Regina with a degree in Business Administration in December of 1986. Shortly after graduation I joined the financial industry in February, 1987. Since then I have obtained several designations including, Chartered Life Underwriter, Certified Financial Planner, and Chartered Financial Consultant.

    I am a member of Advocis, our national association for financial advisors in Canada. I have served in various roles in Advocis including President.

    On a personal note I am married to Donna Zaba. She is an oncologist nurse at the Allan Blair clinic. We have three sons Andrew, Mitchell, and Tyler. Tyler is married to Christina, and together they have a son and daughter Ashton and Brooklyn. As the boys were growing up I enjoyed coaching them in hockey, baseball, and soccer. In their teens our summers were spent touring the province to various golf tournaments. Golf has now become a staple in our family recreation.

    What I enjoy most about being a financial security advisor is helping my clients achieve their financial goals by effective wealth management.